Our team will take care of the process, A-Z and keep you informed every step of the way.
“In spite of all our demands you consistently showed understanding & compassion for our circumstances.”
“Everything went well I was pleased with it all! I appreciate what everyone did.”
“You guys have been a HUGE help!! I am so happy that I can go to school and not have to work a whole other job!”
We know the industry, let us help you access your future payments with a straightforward application process.
There is no ‘One-Size-Fits-All’ answer to financial problems. We listen to your situation and tailor a solution to get you cash.
A single point of contact throughout your entire case — the same representative, every call, every time.
DRB has originated tens of thousands of structured settlement transactions.
DRB is the largest participant and board member on NASP, The National Association of Settlement Purchasers. Members must follow a code of conduct, including following all legal protections afforded to all settlement recipients by their state and best practice consumer protections.
BBB A+ rated since 2013.
We are a direct funder, not a broker.
Helping structured settlement and annuity recipients is our only line of business. All of our resources are focused on that.
Collectively, our team brings over 100 years of shared industry expertise. One team working for you.
Direct Funder
Broker
It is possible; people receiving structured settlement payments, or a self-owned annuity can, under certain circumstances, sell their future payments to a structured settlement funding & annuity purchaser like DRB Capital. In order to receive a lump sum of cash, DRB works by giving people access to funds sooner than they would have, had they waited for their annuity or structured settlement scheduled payments.
The amount of money you can get depends on a lot of different factors. Some of those factors include whether the payments are certain or guaranteed to pass to a beneficiary or life contingent, how much money you will be receiving on your schedule, when that money is scheduled to come to you, and whether it will come in regularly scheduled payments or include some balloon payments spaced-out along the way. A quick call with DRB Capital can answer all of your questions.
It is not as complicated as you might think. That being said, there are still some steps that you would need to take. First, you should contact DRB Capital and get a quote. Next, you would need to commit to the sale of your payments with a few documents. The wonderful thing about working with DRB Capital is that we take you through the process from A-Z, and you have one dedicated point of contact with you the whole way.
DRB Capital can provide a cash advance almost immediately in many instances.
This is another question that has different answers depending on a lot of factors. Be assured that DRB Capital is an expert at getting you approved as fast as possible for your funds to be deposited in your account. We handle everything from A-Z. Most people have their funds in 45-60 days.
By providing DRB Capital with your contact information and mobile number through the Site or by phone, you agree and consent to the receipt of offers and adverting communications from DRB Capital, including the receipt of calls and text messages to your mobile number, some of which may be generated by an auto dialer. You understand that such consent is not a condition to make a sale or purchase of any goods or services. To opt out from receiving such communications, you may email us at [email protected], call (800) 717-1000 or write to us at DRB Capital, 1625 S Congress Ave, Suite 200A, Delray Beach, FL 33445.
DRB Capital is proud to offer mobile text alerts, to send you offers, requests, and information regarding your options to obtain liquidity from DRB Capital. Through DRB Capital’s Mobile Service Program, all mobile subscribers may opt-in to receive the text alerts through SMS messages straight to the subscriber’s phone. No purchase or sale is required as a condition to participate in the program.
This service is available for phones with text messaging capabilities, and subscribers on AT&T, Verizon Wireless, T-Mobile®, Sprint, Virgin Mobile USA, Cincinnati Bell, Centennial Wireless, Unicel, U.S. Cellular®, and Boost.
There are no premium charges associated with this Mobile Service; however message and data rates may apply.
By providing DRB Capital with your contact information and mobile number through the Site or by phone, you opt-in to receive messages and alerts from DRB Capital.
To opt-out of the Mobile Service Program, and request to stop receiving such text communications, you may email us at [email protected], call (800) 717-1000 or write to us at DRB Capital, 1625 S Congress Ave, Suite 200A, Delray Beach, FL 33445.
For support or information about our Mobile Service Program, text HELP at any time to 99000. You can also email us at [email protected] or call (800)717-1000.
Click here to read our privacy policy.
Effective Date: September 1, 2025
This Privacy Policy (the “Policy”) explains how DRB Capital, LLC (“DRB Capital”, “we”, “us”, “our”) collects, uses, and discloses personal information through its website (the “Site”) and otherwise as a result of its structured settlement and annuity purchasing services (collectively with the website, the “Services”). By using or accessing the Services in any manner, you acknowledge that you accept the practices and policies outlined in this Policy, and you hereby consent that we will collect, use, and share your personal information in the following ways.
As explained further in this section, you will have the opportunity to provide us with certain personal information. In addition, we may collect certain personal information automatically through your use of the Services. The rest of this section provides a more detailed explanation of the personal information we collect and how we use that personal information.
2.1. Voluntarily Disclosed Information. The following table identifies the specific purposes for which you may voluntarily disclose personal information to us.
| Purpose for Collection | Type of Personal Information | How we collect that information |
| (i) to process your application and determine whether we will make an offer to purchase your structured settlement; (ii) to seek court approval for the purchase; and (iii) to process the purchase | Real name, alias, postal address, email address, social security number, driver’s license number | Directly from you |
| (i) to process your application and determine whether we will make an offer to purchase your structured settlement; (ii) to seek court approval for the purchase; and (iii) to process the purchase | Your signature, physical characteristics or description, telephone number, insurance policy number, education, employment, employment history, bank account number. | Directly from you |
| To improve our Site | Internet/Electronic Network Activity Information, and information regarding your interactions with our Site. | Directly from you |
| (i) to process your application and determine whether we will make an offer to purchase your structured settlement; and (ii) to seek court approval for the purchase | Estimates of personal consumer debt, your approximate credit rating, and marriage status. | Directly from you; from a consumer report provider |
| (i) to process your application and determine whether we will make an offer to purchase your structured settlement; and (ii) to seek court approval for the purchase | Medical information, including your current health and medical history. | Directly from you |
| (i) to process your application and determine whether we will make an offer to purchase your structured settlement; and (ii) to seek court approval for the purchase | Commercial Information, including records of personal property. | Directly from you |
| To communicate with you and respond to your feedback and questions | Content within any messages you send to us (such as feedback and questions to customer support). | Directly from you |
| Operational communications about your use of the Services | Content within any messages you send to us (such as feedback and questions to customer support). | Directly from you |
| To communicate with you and respond to your feedback and questions | Real name, email address | Directly from you |
| Marketing communications | Real name, email address | Directly from you |
2.2. Sensitive Personal Information. Certain of the information we collect from you (as identified in the table above) may be deemed to be “Sensitive personal information” under applicable law. We only use your sensitive personal information for the purposes identified in the table above, and do not use it for any other purposes.
2.3. Automatically Collected Information. Whenever you interact with the Site, certain information may be collected via cookies. “Cookies” are identifiers we or our Site vendors transfer to your browser or device that enable recognition of your browser or device. The cookies on our Site solely collect information to the extent needed to provide the functionality of the Site (like our chat function) and track activity on the Site. We use Google Analytics to understand how visitors engage with our Site. You can learn more about the information that Google has access to at the following website: https://policies.google.com/technologies/partner-sites. The National Advertising Initiative provides a helpful overview for disabling cookies. In addition, you may modify cookie settings directly on our Site. Please note that if you delete, or choose not to accept, cookies from the Site, you may not be able to utilize certain features of the Site to their fullest potential.
We may disclose your personal information as detailed in this section.
3.1. Personnel and Third Party Service Providers. We employ personnel and engage other companies and people to perform tasks on our behalf and need to share your personal information with them to provide products or services to you. For example, we use a cloud-based records management platform to store the contact information of our customers. In addition, we rely on a third-party vendor to help us review applications from potential customers.
3.2. Business Transfers. If we (or our assets) are acquired, or if we go out of business, enter bankruptcy, or go through some other change of control, personal information could be one of the assets transferred to or acquired by a third party.
3.3. Legal Compliance. We reserve the right to access, read, preserve, and disclose any information that we believe is necessary to comply with governmental requests, law enforcement or court orders, or enforce or apply our Terms of Service and other agreements.
3.4. California Residents Under 16 Years of Age. California law requires us to confirm whether we sell or “share” the personal information of users under 16 years of age, as those terms are defined under California law. We do not sell or share the personal information of users under 16 years of age.
We use commercially reasonable physical, managerial, and technical safeguards to preserve the integrity and security of your personal information. In addition, we rely on the technical safeguards provided by the third-party service providers we use to host, store, and process your personal information. We cannot, however, ensure or warrant that your personal information on the third-party service providers may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial safeguards.
5.1. Rights of Users in California. If you live in California, you have the following rights:
5.1.1. Right to Know: The right to request that we disclose to you the personal information we collect, use, disclose, sell, and information about our data practices.
5.1.2. Right to Request Correction: The right to request that we correct inaccurate personal information that we maintain about you.
5.1.3. Right to Request Deletion: The right to request that we delete your personal information that we have collected from or about you. We may reject your request if it is reasonably necessary to maintain your personal information in order to complete the transaction for which we collected the personal information, comply with law, or other applicable reasons that are permitted under applicable law and that will be communicated to you upon receipt of your request. You may not request the removal of de-identified, anonymous, or aggregate data from our databases.
5.1.4. Right to Portability: The right to request that we provide you with your personal information in a common file format.
5.1.5. Right to Opt Out of Sales and Targeted Advertising: The right to opt out of our sale of your personal information and the processing of your personal information obtained from your activities on nonaffiliated websites or online applications for the purposes of targeted advertising. We only disclose your personal information as set forth in Section 3 above and do not sell your personal information or share it for the purpose of targeted advertising.
5.1.6. Right to Non-Discrimination: The right not to receive discriminatory treatment for exercising your privacy rights.
5.2. Rights of Users in Nevada. We are providing you this notice pursuant to state law. You may be placed on our internal Do Not Call List by contacting us. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number- 702.486.3132; email: [email protected].
5.3. Rights of Users in The European Union And The United Kingdom. At this time, DRB Capital does not conduct business with residents of the European Union or the United Kingdom (collectively, the “EU/UK”) and, therefore, does not intend to collect Personal Information of residents of the EU/UK. If you are a resident of the EU/UK, DO NOT USE THE SITE. In the event DRB Capital inadvertently collects and/or processes Personal Information of EU/UK residents, please note that DRB Capital processes Personal Information both as a Processor and as a Controller, as those terms apply under the General Data Protective Regulation of the EU and the United Kingdom General Data Protection Regulation (collectively, the “GDPR”). If you are a resident of the EU/UK and we have inadvertently collected your Personal Information, you have the right to access the information we have on you, and to ask that we correct or delete the data. If requested by you, we will send you a copy of your Personal Information electronically. IF YOU DO NOT AGREE TO THE USE OF COOKIES, PLEASE CONTACT US. This notice, as amended, is effective May 11, 2023.
5.4. Rights of All Other Users. Regardless of where you reside, if you would like to access or modify any of the personal information we have collected about you, you can contact us in accordance with Section 5.3. We may reject your request if it is reasonably necessary to maintain your personal information in order to complete the transaction for which we collected the personal information, comply with law, or other applicable reasons that are permitted under applicable law and that will be communicated to you upon receipt of your request. You may not request the removal of de-identified, anonymous, or aggregate data from our databases.
5.5. How to Exercise Your Rights. If you wish to exercise any of the rights set out above, please contact us at [email protected]. If you have authorized an agent to exercise your rights on your behalf, the agent may contact us at [email protected]. Please note that to protect your personal information and the integrity of our Services, we may need to collect additional information to verify your identity (and, if applicable, the authority of your agent) before processing your request.
Subject to your right to request deletion of your personal information in accordance with Section 5, we will retain your personal information as long as needed for your use of the Services, your approved receipt of marketing communications from us, our compliance with legal obligations, and to protect our or other’s interests.
We may use cookies, web beacons, and similar technologies to collect information about your interactions with our website and digital content. This information may be used to deliver targeted advertisements based on your browsing behavior on our site and others. We may share this information with advertising partners, including Google, Meta (Facebook), and other third-party ad networks, for these purposes.
You can manage your preferences or opt out of targeted advertising using the following resources:
1. Do Not Sell or Share My Personal Information request form: https://drbcapital-com.cc.clym.io/
2. Browser Cookie Settings Support: https://support.google.com/chrome/answer/95647
If you are a California resident, you may opt out of the “sharing” of your personal information for targeted advertising by clicking the “Do Not Sell or Share My Personal Information” request form link found in Section 10 of our Privacy Policy.
Children under the age of 18 are not permitted to use, access or register for the Services in any way. We do not knowingly collect or solicit information from anyone under the age of 18. If we learn that we have collected personal information from a child under the age of 18, we will delete that information as quickly as possible.
We’re constantly trying to improve the Services, so we may need to change this Policy from time to time as well. The date of the last modification will be posted at the beginning of this Policy. It is your responsibility to check from time to time for updates. By continuing to access or use the Services, you are indicating that you agree to be bound by the modified Policy.
If you have any questions or concerns regarding this Policy, check with this link to your DRB Compliance Center which may include a Do Not Sell or Share My Personal Information request form as required by state laws, or send us a detailed message to [email protected], and we will try to resolve your concerns.
DRB Capital does not provide professional financial or legal advice and the Site is not intended as a substitute for professional financial or legal advice. Persons accessing this information assume full responsibility for the use of the information and understand and agree that DRB Capital is not responsible or liable for any claim, loss or damage arising from the use of the information. All content provided is for informational purposes only. DRB Capital makes no representations as to the accuracy, completeness, currentness, suitability, or validity of such content and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use.
Welcome to the DRB Capital’s website (the “Site”). To assist you in using the Site, and to ensure a clear understanding of the relationship arising from your use of our Site and the Services DRB Capital, LLC may offer through our Site, we have created (i) these Terms and Conditions of Use (the “Terms”) and (ii) a Privacy Policy. Our Privacy Policy explains how we treat information you provide to us through the Site, and our Terms govern your use of our Site. The following Terms apply to all of our sites, including sites owned, operated or sponsored by any of our affiliated companies (collectively referred to as “we”, “us” or “DRB Capital”).
PLEASE READ THIS DOCUMENT CAREFULLY BEFORE YOU ACCESS OR USE THE SITE. BY ACCESSING OR USING THE SITE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTAND AND AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, PLEASE DO NOT ACCESS OUR SITE.
Please review these Site Terms of Use (“Terms”) carefully, as they impose legal obligations on your use of the Site relative to our products, programs, and services (“Services”) and establish our legal relationship. These Terms are subject to change in our sole discretion. If DRB Capital revises these Terms, we will update this Site with the revised Terms. By using this Site, you agree to be bound by the Terms and any revisions that are posted. You agree that in the event any portion of these Terms are found to be unenforceable, the remainder of the Terms shall remain in full force and effect.
No agency, partnership, joint venture, employee-employer or franchisor-franchisee relationship is intended or created by your use of this Site. These Terms supersede any prior agreements between you and DRB Capital.
The laws of the State of Florida will govern the Content and materials contained in this Site, without giving effect to any principles of conflicts of laws. By accessing this site, you agree to the jurisdiction of the state or federal courts sitting in the State of Florida.
The following provisions shall survive the termination of these Terms and shall apply indefinitely: Ownership and Reservation of Rights, Disclaimers and Indemnification/Limitation of Liability.
The information contained in this Site including all images, illustrations, designs, photographs, videoclips, writings and other materials (collectively referred to as “Content”) that appear herein are copyrights, trademarks, trade dress or other intellectual property owned by, controlled by, or licensed to DRB Capital. The name “DRB Capital” and names of our affiliated companies as well as their respective logos are the property of DRB Capital or its licensor(s) and may not be used in any way, including in advertising or publicity without our prior written permission. DRB Capital retains all rights with respect to the Site except those expressly granted to you below.
Provided you comply with these Terms, we grant you the right to access the Site for purposes of learning more about the Services and exchanging information in accordance with the functionalities provided by the Site (collectively, the “Permitted Purposes”). We also grant you the right to print a copy of the information contained herein for your personal use only, provided that you use such copy only for Permitted Purposes and that you retain any copyright or other proprietary notices as they appear on the Site. Apart from these express rights to use the Site and print out Site content for Permitted Purposes, you may not copy, reproduce, distribute, republish, download, display, post electronically or mechanically, transmit, record, in any manner mirror, photocopy, or reproduce the same without the prior written permission of DRB Capital.
We reserve the right at any time to terminate or suspend your right to access some or all of the Site if you engage in activities that we conclude, in our discretion, breach these terms or our Code of Conduct below.
DRB Capital does not provide professional financial or legal advice and the Site is not intended as a substitute for professional financial or legal advice. Persons accessing this information assume full responsibility for the use of the information and understand and agree that DRB Capital is not responsible or liable for any claim, loss or damage arising from the use of the information.
All content provided on the section “Recent Posts” is for informational purposes only. DRB Capital makes no representations as to the accuracy, completeness, currentness, suitability, or validity of such content and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use.
DRB CAPITAL IS PROVIDING THIS SITE AND ITS CONTENTS ON AN “AS IS” BASIS AND MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OR CONDITIONS OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. ALTHOUGH DRB CAPITAL BELIEVES THE CONTENT TO BE ACCURATE, COMPLETE, AND CURRENT, DRB CAPITAL DOES NOT REPRESENT OR WARRANT THAT THE INFORMATION ACCESSIBLE ON THIS SITE IS ACCURATE, COMPLETE, OR CURRENT.
You will indemnify and hold harmless DRB Capital and its subsidiaries, affiliates, officers, directors, owners, shareholders, employees, agents, printers, contractors, vendors, co-branders, suppliers, internet service providers, and partners from any loss, cost, claim, demand or other harm of any kind, including reasonable attorneys’ fees, due to or arising out of your unauthorized use of this Site or any violation by you of any laws or your violation of any rights of another person.
IN NO EVENT SHALL DRB CAPITAL BE LIABLE FOR SPECIAL, INDIRECT, EXEMPLARY, OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO, LOSS OF USE, DATA, OR PROFITS, WITHOUT REGARD TO THE FORM OF ANY ACTION, INCLUDING BUT NOT LIMITED TO CONTRACT, NEGLIGENCE, OR OTHER TORTIOUS ACTIONS, ALL ARISING OUT OF OR IN CONNECTION WITH THE USE, COPYING, OR DISPLAY OF THE CONTENTS OF THIS SITE.
As a condition to your use of the Site, you agree to follow our Code of Conduct set out below. Under this Code, you will not:
You agree that any comments, feedback or other information that you transmit to DRB Capital about this Site (“Transmissions”) shall be and remain DRB Capital’s property. Except as provided in our Privacy Policy, all Transmissions will be treated as non-confidential and non-proprietary and DRB Capital shall be under no obligation of any kind with respect to such information and shall be free to reproduce, use, disclose, and distribute the Transmissions to others without limitation. Additionally, DRB Capital shall be free to use any ideas, concepts, know-how, or techniques contained in such information for any purpose whatsoever including, but not limited to, developing, manufacturing, or marketing products incorporating such information.
In addition, you agree, and are hereby put on notice, that you are prohibited from posting or transmitting to or from this Site any unlawful, threatening, libelous, defamatory, inflammatory, pornographic, or profane material or any other material that could give rise to any civil or criminal liability under law. You are solely responsible for the content of any comments you make.
The Site may contain links that reference links to third party websites (collectively “Linked Sites”). Links to third party content or sites are provided for your convenience and information only. We have no control over these Linked Sites or their content and does not assume responsibility or liability for any content, opinions, or materials available on Linked Sites. We do not endorse the content of any Linked Site, nor do we warrant that a Linked Site will be free of computer viruses or other harmful code that can impact your computer or other web-access device. By using the Site to search for or link to another site, you agree and understand that such use is at your own risk.
Personal information transmitted to us will be treated in accordance with our Privacy Policy.
This Site is controlled by us from our offices within the United States. If you choose to access this Site from other jurisdictions, you do so at your own risk as you are always responsible for your compliance with applicable laws. You may not use or export the materials in this Site.
DRB Capital is not authorized or licensed to do business in every jurisdiction. As such, the Services published on this Site may not be available in your state or country. Also, these Services are only available to individuals who are of legal age and residents of the United States. At our sole discretion, we may refuse any or all of our Services to anyone at any time.
By providing DRB Capital with your contact information and mobile number through the Site or by phone, you agree and consent to the receipt of offers and adverting communications from DRB Capital, including the receipt of calls and text messages to your mobile number, some of which may be generated by an auto dialer. You understand that such consent is not a condition to make a sale or purchase of any goods or services. To opt out from receiving such communications, you may email us at [email protected], call (855) 599-1700 or write to us at DRB Capital, 1625 S Congress Ave, Suite 200A, Delray Beach, FL 33445. Visit Mobile Terms & Conditions for the full terms and conditions of the program.
You agree that any and all controversies, claims, disputes, rights, interests, suits or causes of action between DRB Capital and you, or arising out of or relating to these Terms or the formation, validity and/or enforceability of this agreement to arbitrate (each, a “Arbitrable Claim”), as well as the question of arbitrability of any such Arbitrable Claim, shall be settled by binding arbitration before the American Arbitration Association (the “AAA”). Notwithstanding, you have the option to pursue an Arbitrable Claim in a court of law, but only if you opt-out of this arbitration provision in writing sent to DRB Capital via USPS Certified Mail, Return Receipt Requested, within 30 days of accessing the Site. Any opt-out request received after the 30-day period will not be valid. The arbitration will be held before a single arbitrator, subject to the Commercial Rules of the AAA. The arbitrator shall be appointed (i) by agreement between the parties, (ii) by one party, if the other party fails to respond within 30 days to a request by the first party to agree on an arbitrator, or (iii) by the AAA, if the parties attempt to but fail to reach an agreement. No arbitration hereunder shall include (by consolidation, joinder or in any other method) any third parties, except by written consent signed by DRB Capital and you. You have no right or authority to submit an Arbitrable Claim to be arbitrated on a class action basis or on any basis involving Arbitrable Claims brought in a purported representative capacity on behalf of the general public or other persons or entities similarly situated. YOU UNDERSTAND THAT YOU WILL NOT HAVE THE RIGHT TO PARTICIPATE IN A REPRESENTATIVE CAPACITY OR AS A MEMBER OF ANY CLASS OF CLAIMANTS IN ANY PROCEEDING PERTAINING OR RELATING TO A CLAIM AND THE RIGHT TO SEEK RELIEF IN A COURT OF LAW, THAT YOU ARE EXPRESSLY WAIVING THE RIGHT TO SEEK REMEDIES IN A COURT OF LAW, AND THAT SOME RIGHTS THAT YOU WOULD HAVE IF YOU WENT TO COURT MAY NOT BE AVAILABLE IN ARBITRATION.
The effective date of these Terms is April 6, 2022.
